If you’ve got a single savings account to go with your regular checking account, that’s all you need… right? The truth of the matter is that you may be better off with multiple bank and checking accounts, depending on your lifestyle and financial goals. Here’s a breakdown of the number and type of accounts you …
Category: Financial Resources
7 Common Mistakes Everyone Makes In Online Loans With Monthly Payments
Obtaining a loan from a lender is a huge responsibility that can have tremendous implications on one’s credit score if it is not handled responsibly. Unfortunately, many people who take out loans make academic mistakes that can end up hurting them financially or have them paying significantly more than what they initially borrowed. Avoiding the …
Did You Know You’re Committing A Crime If You Have Unfiled Tax Returns?
Unfiled taxes invite trouble from the IRS, whether you do it intentionally or out of sheer negligence. Not filing your return can land you in deep trouble. You may face heavy penalties, interests, and fees, or even worse. The IRS will eventually trace that you have failed to file and compel you to comply with …
5 Small Business Loan And Mentorship Resources For Female Entrepreneurs
Small Business Administration loans are a well-known tool for entrepreneurs seeking to finance their businesses. The SBA has a broad range of programs that can provide loans guaranteed by the Agency to entrepreneurs in all sorts of fields (although not every field, there are a few restrictions). In fact, these loans are a great tool …
8 Things To Know About Investment Properties
Investing money can be a great way to bring in some extra cash to help your financial situation and perhaps add to your retirement savings. Mysmartmove.com reports that 91 of the 100 largest U.S. cities have seen rent increases over the last year, which means there’s obviously a big demand for rental properties. If you’re …
8 Easy Ways To Boost Your Personal Finance
To improve your personal finances in the coming months, you need to set specific financial goals. You may want to: Hit a particular income target Reduce your debt by a certain percentage Save a specific deposit towards buying a new home If you are really determined to achieve your financial goals, read these tips. 8 …
Top Five Reasons 24 Million Americans Are Too Afraid To Say “I Quit!”
We’ve all thought about it… Whether it was a rough day at the office, yet another traffic jam, or simply a boss who’s a jerk, each and every one of us has pondered just how great it would feel to march into work and say: “I quit!” In fact, according to a recent report from FreshBooks — the …
5 Reasons Why You Aren’t Attracting Money Into Your Life Or Business
You’ve been on this entrepreneur wave for some time now. You think you’re doing everything right, but yet you aren’t attracting the money and abundance you feel you deserve. The money just isn’t showing up for you. It’s hard to close those high ticket sales. You feel like you can’t keep up with the millions …
What Type Of Financial Expert Should You Hire For Your Situation?
Whether you’re a number-crunching wizard, or if you need a little assistance when it comes finances, you’ll likely need to hire a financial expert at some point in your life. Besides lightening the load of “to-do’s” on your list, hiring a financial expert can have some other advantages, like helping you save on your tax …
How Credit History And Credit Age Impact Your Credit Score
It takes time to build a good credit history that shows any lender how responsible a borrower you are. A person or business with just a few months of credit history is different from one who has over ten years. However, the secret is in maintaining good financial habits that will constantly grow a positive …